Atlanta, Georgia's #1 FHA Mortgage LenderMost Atlanta mortgage lenders take a general approach to mortgage lending & offer every mortgage product available. We take a different approach.We think the best way to serve a customer is not to know a little about everything, but to know EVERYTHING about one or two NICHE mortgage products. Our niche is helping buyers purchase foreclosures, short sales and other distressed property FHA 203K RENOVATION, HomePath Renovation Loans and Jumbo Construction & Renovation mortgage financing. Atlanta, Augusta, Birmingham, Savannah, Macon or Montgomery, our cities are littered with foreclosures and short sales availbale at a discount. The best way to take advantage of Georgia's foreclosure driven real estate market is to understand the mortgage products that fuel the purchase of the best deals available. We understand that not all Atlanta home purchases are distressed properties. No worries, many of our purchase and renovate or jumbo products work just fine on traditional purchases too! FHA, FHA 203K, HomePath Renovation or the red hot Atlanta Jumbo market - we have the mortgage products and knowledge available to take advantage of the best deals in Atlanta. Multiple lenders so we can choose the best combination of rate and cost for unique situation, the best interest rates in Atlanta and expertise in niche renovation and jumbo products that other lenders can't match - that's what Atlanta Home Loans offers. Atlanta Home Loans Preferred Mortgage LoansFHA 203B -- Yes, we also offer your standard FHA loan. With low downpayments & flexible credit guidelines, the FHA 203B loan is perfect for a move-in ready home. Like all FHA loans, available for primary residences ONLY.FHA 203K Streamline -- The streamline 203K is the perfect loan for homes needing minor cosmetic improvements. With up to 35,000 in repairs allowed to be financed into the loan, the streamline 203K is PERFECT for a foreclosure that needs a little TLC. FHA 203K Full (Consultant K) -- The Full FHA 203K loan does not have the 35,000 limit on renovation. This allows from you to do substainal renovations, structural addittions like an additional bed or bath or a complete home makeover. Full 203K loans are our most POPULAR rehab loan! Fannie Mae HomePath -- Available on HomePath eligible properties ONLY. Offers low down payments, no MORTGAGE INSURANCE and does NOT require an appraisal. Available to owner occupants, second home buyers AND investors! HomePath Renovation -- Perfect loan for HomePath properites that need a little work. Finance up to 35,000 of renovations into the loan. Just like the traditional HomePath loan, the HomePath Renovation also does not require an appraisal OR have mortgage insurance. Now available to INVESTORS! Jumbo Renovation / Construction Loans - Not all renovation loans fit into FHA 203K guidelines. If you want to excel in renovation lending then you need a jumbo construction and renovation loan product that fills the gaps left by FHA 203K. Not sure which renovation loan is right for you? Still have questions? Take 3 minutes, click on our RENOVATION ADVISOR and take the guesswork of your renovation loan purchase or refinance! Renovation loans require expertise, experience and a strong network of Realtors. Contractors, Inspectors & Architects. We've built those connections in Atlanta, Florida, Alabama and throughout the Southeast We've spent years developing and nurturing our referral partner and service provider relationships. Lean on our experience, use our network and make your renovation loan experience successful. If you live in rural Georgia we do USDA Rural Home Loans too! Cities Served: Atlanta | Macon | Augusta | Birmingham | Huntsville | Mobile | Columbus | Knoxville | Colombia | Greenville | Alpharetta | Peachtree City | Nashville | Athens | Montgomery | Charleston States Served: Georgia | Alabama | Florida | Tennessee | South Carolina Renovation Atlanta, Renovating Georgia, Renovating America One Loan at a Time! We can HELP Underwater & Upside-Down homewoners as well! Check out our sister site
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