Atlanta, Georgia's #1 FHA Mortgage LenderMost Atlanta mortgage lenders take a general approach to mortgage lending & offer every mortgage product available. We take a different approach.
We think the best way to serve a customer is not to know a little about everything, but to know EVERYTHING about a few niche mortgage products. Our niches? FHA 203K, HomePath and the Home Affordable Refinance Program (HARP 2.0) By focusing on a few select mortgage products, we have been able to master the intracicies of each. Unlike most Atlanta mortgage lenders, our FHA experience is not limited to traditonal FHA purchase loans or FHA streamline refinances. Although our service and rates on both of those products is unmatched, we also have extensive experience in FHA 203K loans. Whether it is a 203K Streamline or a Consultant 203K, we understand and execute both products. There are a LOT of 203K pretenders, one call to Atlanta Home Loans and you'll understand why we are the go to 203K lender in Atlanta. Our HomePath expertise equals of 203K expertise. The HomePath is a speciality product and like other speciality mortgage products they require a specialist. Most importantly, unlike most Atlanta HomePath lenders, we also offer and understand the HomePath Renovation loan. Since the Obama Administration announced the changes to the Home Affordable Refinance Program (HARP 2.0) in November 2011, we have been on top of all the HARP guideline updates. With 300,000 Atlanta homeowner's underwater, HARP 2.0 is going to be HUGE for the Atlanta market. Georgia homeowner's can now refinance regardless of their equity position. Underwater? Upside down? Not an issue with a HARP refinance Unlike the large banks, we'll offer more than 10 different HARP 2.0 lender options. Multiple Home Affordable lenders means that Atlanta homeowner's will be able to choose the interest rate, closing cost and turn time option that fits their unique situation. Atlanta Home Loans Preferred Mortgage LoansFHA -- With low down payments and credit scores as low as 600, FHA loans have become one of the most popularmortgage loans for Atlanta home-buyers.
203K Streamline -- Probably our most popular loan product. The 203K Streamline was built for the foreclosure market. One loan, one closing with renovations financed into the loan, FHA's renovation loan is being used by thousands of Atlanta foreclosure buyers to update, renovate and repair homes that are dated or vandalized. Consultant 203K -- The Full FHA 203K loan does not have the 35,000 limit on renovation. This allows from you to do substainal renovations, structural addittions like an additional bed or bath or a complete home makeover. Great for Green Renovations as well! Fannie Mae HomePath -- Available on HomePath eligible properties ONLY. Offers low down payments, no MORTGAGE INSURANCE and does NOT require an appraisal. Available to owner occupants, second home buyers AND investors! FHA Streamline Refinance - Little to no qualification, no appraisal, super fast turn times. The FHA Streamline Refinance is something that every homeowner with a FHA mortgage should look into. Underwater? Upside-down, no problem with a FHA Streamline. Home Affordable Refinance Program (HARP 2.0) - 300,000 Atlanta homeowners are underwater. The new Home Affordable Refinance Program (HARP 2.0) is going to be so vital to our economic recovery that I decided it need a entire website dedicated to it. So that's what we did, we wanted potential Atlanta HARP Refinance customers can find out EVERYTHING they want to know The Atlanta Home Loans DifferenceServing Atlanta homeowners for over 7 years. Jonathan Blackwell and his team at Hometown Lenders understand what mortgage clients want. We treat every client as a client for life, not a one time transaction. As Georgia's #1 Renovation Specialist in 2009 and 2010 Jonathan has the recognition and service excellence that clients, Realtors and referrals deserve.
Whether you are looking for help with a FHA loan, a 203K loan, Homepath Financing, FHA Streamline Refinance, HARP 2.0 Refinance or anything in between you owe it to yourself to give us a call. For loans that are not in our preferred mortgage niches, we have developed relationships with the top mortgage professionals across Atlanta, the rest of Georgia, the whole Southeast and the entire US. Even though we may have access to the product you want, if don't specialize in it then we refer you to someone who does. We do so at the expense of a commission. Your mortgage success is more important than our commission. That's our promise to you Atlanta! Jonathan Blackwell Hometown Lenders Cell - (404) 551-3845 NMLS #148667 We Aren't Just Mortgage Lenders in Atlanta, we also offer mortgage expertise in across Georgia! We are the Georgia Mortgage Lender that can help you get the most out of your financing. Georgia Markets : Atlanta | Savannah | Macon | Augusta | Decatur | Columbus | Greene County | Lake Oconee | Rome | Athens | Flowery Branch | Alpharetta | Peachtree City | LaGrange | St. Simons Professionally Licensed In: Alabama | Florida | Georgia | Tennessee | South Carolina Obama's new refinance program for underwater homeowner's has the potential to help many of the 300,000 underwater Atlanta homeowners. Check out Atlanta HARP Refinance for full details.
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